Monday, October 11, 2010

bank foreclosure

Diana Olick was right - the home price double dip is not only here, it is getting worse. RealtyTrac reported overnight that general foreclosure activity (i.e., default notices, scheduled auctions and bank repossessions) — were reported on 338,836 properties in August, a 4 percent increase from the previous month. One in every 381 U.S. housing units received a foreclosure filing during the month. The spin is that this was a modest decline (5%) from August 2009, but represents another inflection point in a trend which up to now had been declining. “The trend lines of decreasing default notices and increasing bank repossessions converged in August, with virtually the same number of new default notices and bank repossessions for the month — a clear indication that the clogged foreclosure pipeline is being carefully managed on both ends by lenders and servicers,” said James J. Saccacio, chief executive officer of RealtyTrac. “On the front end, seriously delinquent loans are rolling into foreclosure at an unusually slow rate, while on the back end the dammed-up inventory of properties already in foreclosure is moving to REO in steady stream rather than a flood — presumably to prevent further erosion of home prices.” Of course, banks are doing all in their power to prevent the realization by the consumer class of just how much lower home prices have still to go. Most notably, the bulk of the foreclosure action in August occurred in bank repossessions, which came at 95,364 U.S. properties in August, the highest monthly total in the history of the report and about 2 percent higher than the previous peak of 93,777 bank repossessions (REOs) in May 2010. August REO activity increased 3 percent from the previous month and was up 25 percent from August 2009 — the ninth straight month where REOs have increased on a year-over-year basis. In other news, we expect Jim Cramer to come out with another call, like his wrong summer 2009 pronouncement that the bottom of housing is here.

More from RealtyTrac:

Nevada, Florida, Arizona post top state foreclosure rates in August

Nevada continued to document the nation’s highest state foreclosure rate for the 44th straight month, with one in every 84 housing units receiving a foreclosure filing in August — 4.5 times the national average. Nevada maintained the nation’s highest state foreclosure rate despite a 25 percent year-over-year decrease in foreclosure activity in August — the 11th straight month where Nevada foreclosure activity has decreased on a year-over-year basis.

Florida foreclosure activity decreased on a year-over-year basis for the fifth straight month in August, but the state’s foreclosure rate still ranked second highest among all states. One in every 155 Florida housing units received a foreclosure filing in August — 2.5 times the national average.

One in every 165 Arizona housing units received a foreclosure filing in August, the nation’s third highest state foreclosure rate, and one in every 194 California housing units received a foreclosure filing in August, the nation’s fourth highest state foreclosure rate.

One in every 220 Idaho housing units received a foreclosure filing in August, the nation’s fifth highest state foreclosure rate. A total of 2,915 Idaho properties received a foreclosure filing in August, an increase of nearly 9 percent from the previous month and an increase of 11 percent from August 2009. Idaho was the only state with a top 5 foreclosure rate to document a year-over-year increase in foreclosure activity.

Other states with foreclosure rates ranking among the top 10 in August were Utah, Georgia, Michigan, Illinois and Hawaii.

Five states account for more than 50 percent of national total

California alone accounted for 20 percent of the national total in August, with 69,143 properties receiving a foreclosure filing during the month — a 3 percent increase from the previous month but a 25 percent decrease from August 2009.

Florida accounted for nearly 17 percent of the national total, with 56,877 properties receiving a foreclosure filing — a 10 percent increase from the previous month but a 9 percent decrease from August 2009. Florida default notices were down 46 percent from August 2009 but increased 2 percent from the previous month, ending five straight months of month-over-month decreases in Florida default notices.

Michigan, Illinois and Arizona each accounted for about 5 percent of the national total in August, with 17,764 Michigan properties receiving foreclosure filings, 16,808 Illinois properties receiving foreclosure filings, and 16,510 Arizona properties receiving foreclosure filings.

Other states with foreclosure activity totals among the nation’s 10 highest in August were Georgia (16,366), Texas (14,290), Ohio (13,479), Nevada (13,385), and Washington (6,760).

Metro foreclosure hot spots continue downward trend

All 10 metro areas with the nation’s highest foreclosure rates in August posted year-over-year decreases in foreclosure activity for the second month in a row.

The Las Vegas-Paradise, Nev., metro area documented the highest foreclosure rate among metropolitan areas with a population of 200,000 or more, with one in every 73 housing units receiving a foreclosure filing, despite a 25 percent decrease in foreclosure activity from August 2009.

Foreclosure activity in Modesto, Calif., decreased 10 percent from August 2009, but the city still documented the nation’s second highest metro foreclosure rate, with one in every 95 housing units receiving a foreclosure filing in August. Six other California metro areas had foreclosure rates ranking among the top 10: Stockton at No. 3 (one in every 100 housing units receiving a foreclosure filing); Merced at No. 6 (one in 111); Riverside-San Bernardino-Ontario at No. 7 (one in 113); Bakersfield at No. 8 (one in 120); Vallejo-Fairfield at No. 9 (one in 124); and Sacramento-Arden-Arcade-Roseville at No. 10 (one in 125).

Two Florida metro areas registered foreclosure rates among the top 10: Cape Coral-Fort Myers, Fla., at No. 3, with one in every 104 housing units receiving a foreclosure filing; and Miami-Fort Lauderdale-Pompano Beach at No. 5, with one in every 111 housing units receiving a foreclosure filing.






Via Raw Story, the news that JPMorganChase may be taking possession of foreclosed homes illegally:


In yet another sign that the foreclosure crisis in the US may be getting out of hand, a Florida woman has gone to the press about having her home broken into -- by an agent of her mortgage bank.


Nancy Jacobini of Orange County, Florida, says she was three months behind on her mortgage payments, but not in foreclosure, when she heard an intruder breaking into her home.


Panicked, she called 911 and spent 10 nervous minutes on the phone with a dispatcher only to discover that the intruder was an agent of her mortgage company, JPMorganChase, who had come to change the locks on her home."Someone is breaking ... somebody broke into my house!" a frightened Jacobini can be heard saying on a 911 tape obtained by WTFV channel 9 in Jacksonville.


Listen to the whole 911 conversation at 4closurefraud.org.


According to WFTV, the bank claims Jacobini never established a mortgage payment plan, and the house was assumed to be vacant as there were no utilities at the address. But the news crew found electricity and running water in the house.


A JPMorganChase representative told the news crew that the company had made a "mistake" in attempting to change the locks, and that the company has no right to change the locks on a home that hasn't been foreclosed and which is occupied.As some blogs were quick to point out, the bank agent's move may have broken Florida law.


"We now have confirmed instances, including 911 calls, of banks hiring people to break into homes where the foreclosure has not yet taken place, and in some instances, they're breaking into the wrong house," writes Karl Denninger at the Market Ticker blog. "That's illegal -- until the bank has a court order giving them possession, they don't have possession and they have no right to be there."


Denninger describes the bank agent as a "thug."


In another notorious instance last month, a Ft. Lauderdale, Florida, man had his home foreclosed by Bank of America -- even though he had paid cash for it seven months earlier."I feel like I'm hanging in the wind and I'm scared to death," Jason Grodensky told AP. "How did some attorney put through a foreclosure illegally?"


The news comes as lawmakers in Washington grow increasingly alarmed over allegations of foreclosure fraud in the wake of the housing collapse. On Wednesday, Attorney General Eric Holder held a press conference to announce the Department of Justice would be carrying out a probe into foreclosure practices at mortgage banks, The Hill reported.


The move came after House Speaker Nancy Pelosi and 30 other House Democrats called for an investigation into how banks are carrying out foreclosures.




eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

Diana Olick was right - the home price double dip is not only here, it is getting worse. RealtyTrac reported overnight that general foreclosure activity (i.e., default notices, scheduled auctions and bank repossessions) — were reported on 338,836 properties in August, a 4 percent increase from the previous month. One in every 381 U.S. housing units received a foreclosure filing during the month. The spin is that this was a modest decline (5%) from August 2009, but represents another inflection point in a trend which up to now had been declining. “The trend lines of decreasing default notices and increasing bank repossessions converged in August, with virtually the same number of new default notices and bank repossessions for the month — a clear indication that the clogged foreclosure pipeline is being carefully managed on both ends by lenders and servicers,” said James J. Saccacio, chief executive officer of RealtyTrac. “On the front end, seriously delinquent loans are rolling into foreclosure at an unusually slow rate, while on the back end the dammed-up inventory of properties already in foreclosure is moving to REO in steady stream rather than a flood — presumably to prevent further erosion of home prices.” Of course, banks are doing all in their power to prevent the realization by the consumer class of just how much lower home prices have still to go. Most notably, the bulk of the foreclosure action in August occurred in bank repossessions, which came at 95,364 U.S. properties in August, the highest monthly total in the history of the report and about 2 percent higher than the previous peak of 93,777 bank repossessions (REOs) in May 2010. August REO activity increased 3 percent from the previous month and was up 25 percent from August 2009 — the ninth straight month where REOs have increased on a year-over-year basis. In other news, we expect Jim Cramer to come out with another call, like his wrong summer 2009 pronouncement that the bottom of housing is here.

More from RealtyTrac:

Nevada, Florida, Arizona post top state foreclosure rates in August

Nevada continued to document the nation’s highest state foreclosure rate for the 44th straight month, with one in every 84 housing units receiving a foreclosure filing in August — 4.5 times the national average. Nevada maintained the nation’s highest state foreclosure rate despite a 25 percent year-over-year decrease in foreclosure activity in August — the 11th straight month where Nevada foreclosure activity has decreased on a year-over-year basis.

Florida foreclosure activity decreased on a year-over-year basis for the fifth straight month in August, but the state’s foreclosure rate still ranked second highest among all states. One in every 155 Florida housing units received a foreclosure filing in August — 2.5 times the national average.

One in every 165 Arizona housing units received a foreclosure filing in August, the nation’s third highest state foreclosure rate, and one in every 194 California housing units received a foreclosure filing in August, the nation’s fourth highest state foreclosure rate.

One in every 220 Idaho housing units received a foreclosure filing in August, the nation’s fifth highest state foreclosure rate. A total of 2,915 Idaho properties received a foreclosure filing in August, an increase of nearly 9 percent from the previous month and an increase of 11 percent from August 2009. Idaho was the only state with a top 5 foreclosure rate to document a year-over-year increase in foreclosure activity.

Other states with foreclosure rates ranking among the top 10 in August were Utah, Georgia, Michigan, Illinois and Hawaii.

Five states account for more than 50 percent of national total

California alone accounted for 20 percent of the national total in August, with 69,143 properties receiving a foreclosure filing during the month — a 3 percent increase from the previous month but a 25 percent decrease from August 2009.

Florida accounted for nearly 17 percent of the national total, with 56,877 properties receiving a foreclosure filing — a 10 percent increase from the previous month but a 9 percent decrease from August 2009. Florida default notices were down 46 percent from August 2009 but increased 2 percent from the previous month, ending five straight months of month-over-month decreases in Florida default notices.

Michigan, Illinois and Arizona each accounted for about 5 percent of the national total in August, with 17,764 Michigan properties receiving foreclosure filings, 16,808 Illinois properties receiving foreclosure filings, and 16,510 Arizona properties receiving foreclosure filings.

Other states with foreclosure activity totals among the nation’s 10 highest in August were Georgia (16,366), Texas (14,290), Ohio (13,479), Nevada (13,385), and Washington (6,760).

Metro foreclosure hot spots continue downward trend

All 10 metro areas with the nation’s highest foreclosure rates in August posted year-over-year decreases in foreclosure activity for the second month in a row.

The Las Vegas-Paradise, Nev., metro area documented the highest foreclosure rate among metropolitan areas with a population of 200,000 or more, with one in every 73 housing units receiving a foreclosure filing, despite a 25 percent decrease in foreclosure activity from August 2009.

Foreclosure activity in Modesto, Calif., decreased 10 percent from August 2009, but the city still documented the nation’s second highest metro foreclosure rate, with one in every 95 housing units receiving a foreclosure filing in August. Six other California metro areas had foreclosure rates ranking among the top 10: Stockton at No. 3 (one in every 100 housing units receiving a foreclosure filing); Merced at No. 6 (one in 111); Riverside-San Bernardino-Ontario at No. 7 (one in 113); Bakersfield at No. 8 (one in 120); Vallejo-Fairfield at No. 9 (one in 124); and Sacramento-Arden-Arcade-Roseville at No. 10 (one in 125).

Two Florida metro areas registered foreclosure rates among the top 10: Cape Coral-Fort Myers, Fla., at No. 3, with one in every 104 housing units receiving a foreclosure filing; and Miami-Fort Lauderdale-Pompano Beach at No. 5, with one in every 111 housing units receiving a foreclosure filing.






Via Raw Story, the news that JPMorganChase may be taking possession of foreclosed homes illegally:


In yet another sign that the foreclosure crisis in the US may be getting out of hand, a Florida woman has gone to the press about having her home broken into -- by an agent of her mortgage bank.


Nancy Jacobini of Orange County, Florida, says she was three months behind on her mortgage payments, but not in foreclosure, when she heard an intruder breaking into her home.


Panicked, she called 911 and spent 10 nervous minutes on the phone with a dispatcher only to discover that the intruder was an agent of her mortgage company, JPMorganChase, who had come to change the locks on her home."Someone is breaking ... somebody broke into my house!" a frightened Jacobini can be heard saying on a 911 tape obtained by WTFV channel 9 in Jacksonville.


Listen to the whole 911 conversation at 4closurefraud.org.


According to WFTV, the bank claims Jacobini never established a mortgage payment plan, and the house was assumed to be vacant as there were no utilities at the address. But the news crew found electricity and running water in the house.


A JPMorganChase representative told the news crew that the company had made a "mistake" in attempting to change the locks, and that the company has no right to change the locks on a home that hasn't been foreclosed and which is occupied.As some blogs were quick to point out, the bank agent's move may have broken Florida law.


"We now have confirmed instances, including 911 calls, of banks hiring people to break into homes where the foreclosure has not yet taken place, and in some instances, they're breaking into the wrong house," writes Karl Denninger at the Market Ticker blog. "That's illegal -- until the bank has a court order giving them possession, they don't have possession and they have no right to be there."


Denninger describes the bank agent as a "thug."


In another notorious instance last month, a Ft. Lauderdale, Florida, man had his home foreclosed by Bank of America -- even though he had paid cash for it seven months earlier."I feel like I'm hanging in the wind and I'm scared to death," Jason Grodensky told AP. "How did some attorney put through a foreclosure illegally?"


The news comes as lawmakers in Washington grow increasingly alarmed over allegations of foreclosure fraud in the wake of the housing collapse. On Wednesday, Attorney General Eric Holder held a press conference to announce the Department of Justice would be carrying out a probe into foreclosure practices at mortgage banks, The Hill reported.


The move came after House Speaker Nancy Pelosi and 30 other House Democrats called for an investigation into how banks are carrying out foreclosures.




eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

eric seiger

Frisco Texas Bank Owned Short Sale Foreclosures by builderonlinesolutions


eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

Diana Olick was right - the home price double dip is not only here, it is getting worse. RealtyTrac reported overnight that general foreclosure activity (i.e., default notices, scheduled auctions and bank repossessions) — were reported on 338,836 properties in August, a 4 percent increase from the previous month. One in every 381 U.S. housing units received a foreclosure filing during the month. The spin is that this was a modest decline (5%) from August 2009, but represents another inflection point in a trend which up to now had been declining. “The trend lines of decreasing default notices and increasing bank repossessions converged in August, with virtually the same number of new default notices and bank repossessions for the month — a clear indication that the clogged foreclosure pipeline is being carefully managed on both ends by lenders and servicers,” said James J. Saccacio, chief executive officer of RealtyTrac. “On the front end, seriously delinquent loans are rolling into foreclosure at an unusually slow rate, while on the back end the dammed-up inventory of properties already in foreclosure is moving to REO in steady stream rather than a flood — presumably to prevent further erosion of home prices.” Of course, banks are doing all in their power to prevent the realization by the consumer class of just how much lower home prices have still to go. Most notably, the bulk of the foreclosure action in August occurred in bank repossessions, which came at 95,364 U.S. properties in August, the highest monthly total in the history of the report and about 2 percent higher than the previous peak of 93,777 bank repossessions (REOs) in May 2010. August REO activity increased 3 percent from the previous month and was up 25 percent from August 2009 — the ninth straight month where REOs have increased on a year-over-year basis. In other news, we expect Jim Cramer to come out with another call, like his wrong summer 2009 pronouncement that the bottom of housing is here.

More from RealtyTrac:

Nevada, Florida, Arizona post top state foreclosure rates in August

Nevada continued to document the nation’s highest state foreclosure rate for the 44th straight month, with one in every 84 housing units receiving a foreclosure filing in August — 4.5 times the national average. Nevada maintained the nation’s highest state foreclosure rate despite a 25 percent year-over-year decrease in foreclosure activity in August — the 11th straight month where Nevada foreclosure activity has decreased on a year-over-year basis.

Florida foreclosure activity decreased on a year-over-year basis for the fifth straight month in August, but the state’s foreclosure rate still ranked second highest among all states. One in every 155 Florida housing units received a foreclosure filing in August — 2.5 times the national average.

One in every 165 Arizona housing units received a foreclosure filing in August, the nation’s third highest state foreclosure rate, and one in every 194 California housing units received a foreclosure filing in August, the nation’s fourth highest state foreclosure rate.

One in every 220 Idaho housing units received a foreclosure filing in August, the nation’s fifth highest state foreclosure rate. A total of 2,915 Idaho properties received a foreclosure filing in August, an increase of nearly 9 percent from the previous month and an increase of 11 percent from August 2009. Idaho was the only state with a top 5 foreclosure rate to document a year-over-year increase in foreclosure activity.

Other states with foreclosure rates ranking among the top 10 in August were Utah, Georgia, Michigan, Illinois and Hawaii.

Five states account for more than 50 percent of national total

California alone accounted for 20 percent of the national total in August, with 69,143 properties receiving a foreclosure filing during the month — a 3 percent increase from the previous month but a 25 percent decrease from August 2009.

Florida accounted for nearly 17 percent of the national total, with 56,877 properties receiving a foreclosure filing — a 10 percent increase from the previous month but a 9 percent decrease from August 2009. Florida default notices were down 46 percent from August 2009 but increased 2 percent from the previous month, ending five straight months of month-over-month decreases in Florida default notices.

Michigan, Illinois and Arizona each accounted for about 5 percent of the national total in August, with 17,764 Michigan properties receiving foreclosure filings, 16,808 Illinois properties receiving foreclosure filings, and 16,510 Arizona properties receiving foreclosure filings.

Other states with foreclosure activity totals among the nation’s 10 highest in August were Georgia (16,366), Texas (14,290), Ohio (13,479), Nevada (13,385), and Washington (6,760).

Metro foreclosure hot spots continue downward trend

All 10 metro areas with the nation’s highest foreclosure rates in August posted year-over-year decreases in foreclosure activity for the second month in a row.

The Las Vegas-Paradise, Nev., metro area documented the highest foreclosure rate among metropolitan areas with a population of 200,000 or more, with one in every 73 housing units receiving a foreclosure filing, despite a 25 percent decrease in foreclosure activity from August 2009.

Foreclosure activity in Modesto, Calif., decreased 10 percent from August 2009, but the city still documented the nation’s second highest metro foreclosure rate, with one in every 95 housing units receiving a foreclosure filing in August. Six other California metro areas had foreclosure rates ranking among the top 10: Stockton at No. 3 (one in every 100 housing units receiving a foreclosure filing); Merced at No. 6 (one in 111); Riverside-San Bernardino-Ontario at No. 7 (one in 113); Bakersfield at No. 8 (one in 120); Vallejo-Fairfield at No. 9 (one in 124); and Sacramento-Arden-Arcade-Roseville at No. 10 (one in 125).

Two Florida metro areas registered foreclosure rates among the top 10: Cape Coral-Fort Myers, Fla., at No. 3, with one in every 104 housing units receiving a foreclosure filing; and Miami-Fort Lauderdale-Pompano Beach at No. 5, with one in every 111 housing units receiving a foreclosure filing.






Via Raw Story, the news that JPMorganChase may be taking possession of foreclosed homes illegally:


In yet another sign that the foreclosure crisis in the US may be getting out of hand, a Florida woman has gone to the press about having her home broken into -- by an agent of her mortgage bank.


Nancy Jacobini of Orange County, Florida, says she was three months behind on her mortgage payments, but not in foreclosure, when she heard an intruder breaking into her home.


Panicked, she called 911 and spent 10 nervous minutes on the phone with a dispatcher only to discover that the intruder was an agent of her mortgage company, JPMorganChase, who had come to change the locks on her home."Someone is breaking ... somebody broke into my house!" a frightened Jacobini can be heard saying on a 911 tape obtained by WTFV channel 9 in Jacksonville.


Listen to the whole 911 conversation at 4closurefraud.org.


According to WFTV, the bank claims Jacobini never established a mortgage payment plan, and the house was assumed to be vacant as there were no utilities at the address. But the news crew found electricity and running water in the house.


A JPMorganChase representative told the news crew that the company had made a "mistake" in attempting to change the locks, and that the company has no right to change the locks on a home that hasn't been foreclosed and which is occupied.As some blogs were quick to point out, the bank agent's move may have broken Florida law.


"We now have confirmed instances, including 911 calls, of banks hiring people to break into homes where the foreclosure has not yet taken place, and in some instances, they're breaking into the wrong house," writes Karl Denninger at the Market Ticker blog. "That's illegal -- until the bank has a court order giving them possession, they don't have possession and they have no right to be there."


Denninger describes the bank agent as a "thug."


In another notorious instance last month, a Ft. Lauderdale, Florida, man had his home foreclosed by Bank of America -- even though he had paid cash for it seven months earlier."I feel like I'm hanging in the wind and I'm scared to death," Jason Grodensky told AP. "How did some attorney put through a foreclosure illegally?"


The news comes as lawmakers in Washington grow increasingly alarmed over allegations of foreclosure fraud in the wake of the housing collapse. On Wednesday, Attorney General Eric Holder held a press conference to announce the Department of Justice would be carrying out a probe into foreclosure practices at mortgage banks, The Hill reported.


The move came after House Speaker Nancy Pelosi and 30 other House Democrats called for an investigation into how banks are carrying out foreclosures.




eric seiger

Frisco Texas Bank Owned Short Sale Foreclosures by builderonlinesolutions


eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

Frisco Texas Bank Owned Short Sale Foreclosures by builderonlinesolutions


eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


eric seiger

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


how to lose weight fast big seminar 14
big seminar 14

Frisco Texas Bank Owned Short Sale Foreclosures by builderonlinesolutions


big seminar 14
big seminar 14

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


big seminar 14

If you are like many scared homeowners that fear they will lose their home to foreclosure chances are good that you have probably spent some time researching on the Internet for information on how to stop a foreclosure from taking place and alternatives that may be available to assist you in saving your home.

Although there are numerous books and websites readily available that offer solid advice and factual information on various options there does exist many sites setup by foreclosure rescue scammers whose only interest lie in separating you from your money by pretending to offer assistance in helping you save your house or home from a foreclosure.

With all of the financial uncertainty and stress that comes with a possible home foreclosure it is easy to get swindled and lost in the wild exaggerations and false promises made by these scammers whose websites are loaded with glowing testimonials from satisfied homeowners with pictures and even audio clips whose homes were saved by these self proclaimed foreclosure rescue specialists.

However, like most anything these days, if it sounds and looks too good to be true then chances are it is probably an elaborate scam. With so many people facing a possible foreclosure and being duped by these false bail out plans, most of the experienced scammers have developed a method where they merely jump from one website storefront to the next staying slightly ahead of everyone allowing them to continue to scam naive and desperate homeowners.

Fortunately, there are a few simple tips you can follow below that will help decrease your chances of being scammed or falling victim to these online foreclosure pirates.

How To Avoid Foreclosure Scams Online Tip #1

Never provide any personal information such as your social security number, bank account information, credit card details or any other financial data to any website that is promising or promoting the ability to rescue you from a foreclosure from taking place.

How To Avoid Foreclosure Scams Online Tip #2

Always perform a check or search of the company in order to see if there have been any complaints lodged against the business by using search terms such as scam, fraud, complaint or foreclosure rescue scam.

How To Avoid Foreclosure Scams Online Tip #3

The best way to avoid being scammed is to avoid conducting any financial transaction that involves an online foreclosure rescue or bail out plan. You are much safer finding an offline business that specials in foreclosure rescues so that you can conduct your business face to face in an office environment.


big seminar 14

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


big seminar 14

October 10th: Astronomy in the <b>News</b>

(http://www.geodesium.com) Description: Carolyn Collins Petersen, TheSpacewriter, looks at recent astro-news. Bio: Carolyn Collins Petersen is a science writer and show producer, as well as vice-president of Loch Ness Productions, ...

Good <b>news</b> for European shoppers as Amazon.co.uk cuts delivery fees

A year ago, Amazon.co.uk introduced free delivery for orders in Ireland, the first country outside the UK where shoppers could benefit from the ...

Jonas Brothers Pay Tribute To John Lennon - Starpulse.com

The Jonas Brothers have filmed a video tribute to John Lennon to mark what would have been the late Beatle's 70th birthday on Saturday. The young pop stars cite Lennon as their greatest musical i...


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