On the internet investing is growing on an ongoing basis inside previous 10 years. A new investment broker ought to utilize a agent to help get into their particular stock options purchases.

Last year, with stock markets around the world becoming increasingly unstable, I decided it was time to invest more money in the Asian Emerging Markets stock I have invested in for several years. As a small-time investor, but one who lives in an emerging market, Thailand, I know as well as anyone why investing in Asian emerging market stocks could be a good strategy. If you're considering investing in an Asian emerging market stock, here are several reasons why it could be a good idea for you too.

Asia is Booming - I've lived in Asia for almost seven years and can tell you, from first-hand experience, Asia is set to take over the world. I live in Thailand but travel often to Malaysia, Singapore and Hong Kong. All of these countries, plus Vietnam, China, Japan and other Asian countries are going to be booming in the next few years. With Asia accounting for more than 60% of the world's population, and most of those people in China, it only stands to reason countries like the US, the UK and Germany, eventually won't be able to keep up.

Technology in Asia Is Far Ahead of the US - Asians are spending billions of dollars a year on technology and they're inventing much of it too. In Thailand, things like computers and mobile phones are months if not years ahead of the US. When I'm in the US and look at mobile phone shops, it's amazing to me how limited the options are when it comes to buying a phone. In Asia, we get top-of-the-line, innovative electronics as soon as they hit the market, and this is often months before they arrive in America.

Diversification - If you invest in US stocks, you are betting on the economy of just one country. By investing in Asian emerging markets stocks, you have your investment spread out over several companies. Diversification, just by its nature, makes this type of investing much less risky than simply buying stocks in America, especially as the US economy is still extremely shaky.

Asia Will Rise and America Will Fall - Every economist knows this is true. While Americans still believe the US will keep its world-dominance intact, unfortunately, it's simply not reality. As Asia's influence and power increases, so will its economic strength and, therefore, so will Asian emerging market stocks. Simple really. Money will start to move out of America and into Asia, because that's where the best investment opportunities will be and that will also affect America's influence and economic strength.

Good Stock Values - Buying many American stocks now is simply too expensive. Stocks are still overvalued in many cases, and many investors simply can't afford to buy in. Asia, on the other hand, has tons of emerging stock opportunities, with some extremely attractive investment opportunities for hardly any money. Think of Microsoft 20 years ago. They started somewhere and so are the millions of Asian companies that are now on stock markets all over Asia.

US Dollar Not Being Dominant Currency - Many world currencies are tied to the US dollar, so their values go up and down depending on what the US dollar is doing. That's likely to change and could change as fast as this year. When the dollar is no longer the world's dominant currency, another country will step in and, according to many economists, it's very likely to be the Chinese yuan. Plus, China is cash-rich, while the US is in debt. So China will keep buying physical assets in a move to use them as a type of currency - working against the US dollar.

These, and many other reasons, are why more and more investment specialists are now saying Asia is where the best investment opportunities are. Just be careful, if you decide to invest in Asian emerging stock, that you thoroughly vet the investment firm you go through and also the stocks or mutual fund you decide upon.

SOURCES: Money Morning - China seeks to dethrone the dollar, transforming the yuan into the dominant global currency

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GOP convention session to be themed &quot;We Built This!&quot; - Fox <b>News</b>

The GOP is turning what some see as a presidential slight aimed at business owners and entrepreneurs into a theme for a night of the Republican National Convention next week, titling Tuesday night&#39;s session “We Built This!

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Steps to make your home Wheelchair available. Properly the very first thing to discover will be the elevation that you possess.

When it became apparent last month that my mom would soon be needing a wheelchair, building a wheelchair ramp for her home was moved to the top of the priority list. Wheelchair ramps come in all shapes and sizes, and many of the ramps one might see in private residences are often built without any regard to the ADA (American Disability Act) guidelines. While it's not necessary to follow these guidelines when building a wheelchair ramp in a private residence, these guidelines can help guide a homeowner as to what is safe and what is not.

If one of your parents will soon be needing a wheelchair ramp, this easy reference guide will help you design a ramp that meets the ADA safety standards as listed in the ADA Accessibility Guidelines for Buildings and Facilities (www.access-board.gov/adaag).

Slope: According to the standards, the least possible slope should be used for the placement of the wheelchair ramp. While most doors open up onto level sidewalks, in the case of split levels or hillside homes, a little thought needs to be given as to what direction will provide the least slope.

Rise: The rise is the angle of ascent, and the ADA standards are for a slope of 1:12. This means that for every foot of ascent (or descent), the ramp has to be 12 feet long. For a front door that rises 3 feet above grade, the ramp must be 12 x 3, or 36 feet.

While this seems excessive, a shorter rise means that the wheelchair can't be easily pushed up the ramp. It also means that the wheelchair will be more difficult to control on the way down.

Width: The ADA standards for width is 36 inches.

Landings: Wheelchair ramps need a level landing both at the top of the ramp and at the bottom of the ramp. The landing must be at least 60" long, however, if the wheelchair needs to change direction on the landing, the landing must be 60" x 60" which will allow for adequate turning space.

Handrails: Many of the wheelchair ramps I see in my neighborhood don't have handrails. Since I worried about my mom falling off her ramp, we decided that handrails were absolutely essential. According the ADA standards, any ramp that rises for more than 6" above the ground or projects horizontally more than 6 feet should have handrails. Handrails on wheelchair ramps must be on both sides of the ramp, rise between 34-36" above the ramp, and should be continuous. If the ramp is designed with banisters, it's wise to follow the Universal Building Code and space the banisters 4" apart .

Side slope: Side slopes refer to slightly angling the ramp sideways so that water can run off. Side slopes should not be any greater than 1:50.

Edge protection: To prevent the wheels of the wheelchair from rolling off the ramp, edge protection is also important. Edge protection can be either banisters, curbs, or walls.

Will work safely in adverse weather conditions: Instead of building a wheelchair ramp out of the cheapest material possible, think ahead as to how the ramp will hold up in the weather. Wheelchair ramps should be constructed with durable material such as redwood or cedar, and designed so that water isn't able to accumulate on the surface. Water that pools can ruin the wood and create a slippery surface (especially in the winter) that can be a hazard to a person in a wheelchair.

Sources: http://www.access-board.gov/adaag/html/adaag.htm#4.8

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ABC <b>News</b> Stumbles in Report on Tony Scott&#39;s Suicide - NYTimes.com

Late Monday, ABC backed off an earlier report saying that Tony Scott, the movie director who committed suicide on Sunday, had inoperable brain cancer.

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Stocks with minimal price/book proportions as well as price/earnings percentages. Over time, price shares get appreciated higher common returns in comparison with progress shares (stocks and options using excessive price/book or even P/E ratios) in many different international locations

To the outsider, the stock market appears random and erratic. What makes a stock go up or down? Experts can't seem to predict the market, so why should I even try? This uncertainty scares many potential investors away from the market and its high rate of returns. People are missing out on good money!

This is sad, because the stock market is more predictable than it appears. While they may look similar, stocks are not gambling. This article will shed some light on the unpredictable stock market and will hopefully make things predictable.

First, I have to concede one thing. The stock market is very unpredictable in the short-term. The market severely overreacts to news, whether it's company earnings, economic factors, or something silly like who wins the Super Bowl. Nobody can predict all the news, which makes the stock market unpredictable in the short-term.

But in the long-term (6-months to a few years or more), the stock market is very predictable. If the company makes a lot of money, the stock's price will go up. If the company doesn't make money, the stock price will go down.

When I purchase a share of a company, let's call it Predictable Stock Market, Inc., I am buying a portion of this business...and a portion of the money the comapny makes. I pay $60 for one share, which represents one of 6 million shares of the company. Let's say Predictable Stock Market, Inc. then earns $6 million in profit the next year. That means my portion of the earnings is $6. That's how much you're $75 share of Predictable Stock Market, Inc. made!

Now Predictable Stock Market, Inc. has a choice. The company can give that $6 directly to you as a dividend, or it can reinvest that $6 into the company to make even more money in the future. Let's say Predictable Stock Market, Inc. decides to give $2 to you as a dividend and reinvest $4 into expanding operations. The reinvested portion of earnings make the stock price go up, making your $60 share of stock will be worth around $64. And you'll have $2 of cash in your hand. It's that simple!

So you purchased the stock at $60. It's not worth $4 more and you have $2 in cash. That means your return was $6/$60...10%.

Now company's earnings are not erratic or random. If you were asked how much money Coke will make next year, where would you look first? Most likely, you'd see how much Coke made last year? (You might also look for the years before that and see if there's a history of growth, and then add that growth to last year's profits, but that's not really important). And you'd be pretty close! Unless something drastic happens, Coke will probably sell as many sodas and make as much money as it did last year.

So let's see how much we should expect to make this year if we purchase one share of Coca-Cola (KO). I go to finance.yahoo.com to find the data. One share of Coke sells for $48. Last year Coke paid $1.24 per share in dividends, and earned another $2.23 per share that it reinvested into making more soda. If the same holds true (it probably will), then I'll earn $3.47 ($1.24 + $2.23). Spending $48 to earn $3.47 equates to a 7.2% return. That's a lot more than my bank account or money market will make!

Now this won't be 100% accurate. Remember that the market will overreact to news and current events. But over the long haul, Coke will keep earning that same rate, and you can accurately predict the unpredictable stock market.

Are you still skeptical? Try it for a year! Track some sticks and predict what will happen this year. Most likely, you'll be very close in all your predictions. Although I have to warn you - You'll be disappointed by all the money you missed out on!

Don't forget, you will want to include broker fees into your calculations. For more on minimizing broker fees, read Avoid Broker Fees! Here are the Best Places to Buy Stocks.

And there you have it! Stock market investing is not gambling and it's not rocket science. If a company makes money, its stock will go up! Now that you know this, you can accurately predict the unpredictable stock market. And hopefully you can earn good, predictable returns on your investments!

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Precisely what is the Stock trading game? It is a great organized program in which any person along with anyone can certainly possibly acquire or maybe market their own stocks or perhaps gives you

One of the worst things which can happen to an investor is for them to lose their shirt. If you buy into a blue chip stock one day when it's trading around $50.00 and then you turn your monitor off for a few days before you notice your stock is trading at $5.00, you would be furious. You've lost 90% of your money. If you've invested in 1000 shares at $50.00, well I don't need to tell you, you don't quite have that same amount of money anymore. The roller coaster of investing makes most traders stomachs turn. Ask anyone who was on the floor buying up soon-to-be worthless shares of Fannie Mae in 2007 when the stock was trading at stellar highs of $65; two very rough years later the stock was trading at $.40.

For the blue chip investor these last few years have been unlike any others. For the penny stock investor though these type of swings are just par for the course. Penny stocks will lurch and leap and stall and croak and make investors mad as heck and then joyous from their giddy ether.

In penny stock investing you are talking about untested shares, generally; stock whose worth hasn't yet been determined and could go either way. Penny stock investing is risky for reasons beyond just that the security hasn't proven itself over the long term. Penny stocks are also stocks of companies who are trying to raise a lot of capital. Selling shares of stock is one of the best ways for a company with real intrinsic worth to raise this money. What often happens in penny stocks though is that this new product or service will overvalue it's worth at least in the beginning and there will be a decided spike followed by a slow drift downward.

If you are an investor who happened to buy in on the upswing you are holding onto all the shares of this company you can; trying to get more. If you were lucky enough to get in at the bottom and sell off before the downward momentum carried itself all the way out, then you have made your money and you are good. Generally though what happens is that the euphoria over a stock catches on and people pile in.

"Oh wow! A new way to manufacture old widgets! Brilliant!" Then when the euphoria dies down, the hangover begins.

American Scientific Resources (ASFX*) is one such stock that I've invested in which has taken me up and down the roller coaster. I first got into ASFX in September 2009. ASFX was trading around eight tenths of a penny. I got in over the course of several days between $.0072 and $.0098 for forty thousand shares. All in all my investment was $320. ASFX then went on a tear. I piled in with more shares actually increasing my average share buy-in as I picked up another 10,000 shares on September 28, 2009 when ASFX was trading at $.0245.

ASFX traded all the way up to $.08. I had an exit price which was never reached. Then ASFX began the slow drib downwards. Many investors never got out; holding onto these shares that they may have bought on the way up and it's hard to look at your account one day and say, "Well these 50,000 shares which were worth $4000 last week are worth $1000 today.

ASFX currently trades between $.0045 and $.005 but there is reason for hope if you are a shareholder as the company has recently finalized some deals.

Another problem with penny stock is the same as the first; this is a new company and they need money. So what penny stocks will often do is issue new shares! Issuing new shares to market is a great way to bring in new investors but this issuance is generally seen as a bad thing by legitimate investors or at least a reason to stay away for now. Then the value plummets because there are too many shares and not enough demand and you're heading down, down, down.

One such instance happened for my portfolio on 11/24/2010 when Solos Endoscopy (SNDY) did a 1000/1 reverse split. I only had 10,000 shares and these were bought at something of a peak but this reverse split really killed me. Today I have 10 shares of SNDY which sit in my account at -99.95% of their original purchase price. Even if I sold them it would cost me more money to execute the trade than those 10 shares are worth. I will hold onto these shares in the hopes that they do a forward split one day and the value rises. At the very least I can take the losses on my income taxes one year to help offset gains.

Of course penny stock investing has also made a few rich folks out of many. Imagine buying 10,000 shares of Microsoft when it was trading in the penny word in the 1980's? You may have had to wait a few years for the payoff but if you'd have bought in the troughs and sold at the peak it would have been a sweet payoff indeed.

Sources:

(1) http://finance.yahoo.com/q?s=ASFX.PK
(2) http://finance.yahoo.com/q?s=SNDY.PK
(3) http://finance.yahoo.com/q?s=msft&ql=1

*The writer is currently or has been a shareholder in stocks listed in this piece.

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<b>News</b> Quiz | August 13, 2012 - NYTimes.com

This post has been revised to reflect the following correction: Correction: August 13, 2012. In an earlier version of this quiz, question two read "Judges say problems in credit card companies' lawsuits against delinquent ...

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Have You Ever Thought to be Attempting Your current Hand At Buying and selling Options

When you hear the term "stock trading", you might be inclined to think of it as a financial-based game of trading baseball cards. "Trading" actually means buying or selling (or both). Having a better understanding of how trading, and the stock market works, can better prepare you for investing with confidence. Here are the basics of stock trading that every savvy investor needs to know.

Traditional Trading Versus Electronic Trading

Traditionally, all trades were handled on the exchange floor (such as the NYSE or New York Stock Exchange), and many still are. The perception most people have of stock trading involves lots of chaotic gestures, people manning the phones and poring over computers and television monitors, crunching data and buying and selling in a frenzy. Yet it all works out perfectly in the end thanks to the marvel of the market.

In its simplest form, you tell your broker what stock to buy and how many shares. Your broker then sends the order down to a floor clerk on the exchange floor who finds another firm's trader and a price is negotiated. The sale is completed and the details go back up the line. It can take anywhere from a few minutes to an hour or more, depending on the complexity of the trade. You'll then get a confirmation in the mail about your purchase.

Sound slow? It can seem that way, especially when you consider that we have the number crunching and online connective power of computers. Electronic trading has surged in popularity recently, simply because it enables the first-time or hobbyist trader to trade alongside more experienced investors and brokers, using the simplicity and efficiency of the internet.

Electronic stock trading works similarly to the traditional exchange floor, except computer networks match buyers and sellers online. The NASDAQ handles its entire exchange electronically, in comparison to the NYSE on the fast-paced exchange floor. You fund your electronic account with a bank wire transfer or credit card, and can set it up to be funded automatically at different intervals, so you'll never miss out on a hot stock trade for lack of funds.

It's important to note that even when you're trading electronically, you still need a broker, simply because the public doesn't have direct access to the markets. An online brokerage firm, such as Firstrade, can help you set up an account online instantly and start trading stocks quickly and seamlessly through the web. The entire process is secure and straightforward, and many online stock trading companies have a wide variety of resources that can help you learn more about the trading process, plus give you tips on buying and selling.

As you can see, stock trading is more about "buy low and sell high", although that old adage still applies whether you're negotiating on the floor or over a broadband connection. Thanks to the wide range of interconnected markets, it's never been easier for anyone, with any level of experience, to start reaping the benefits of trading stocks.

John Hutchison is an experienced trader and author. Based in New York, he writes about online stock trading and advice on investing your money. His favorite pastime is instructing new traders and he saves his best tips for his introductory stock trading page: http://www.squidoo.com/online-stock-market-trading-for-beginners.

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Appliance Repair For Any Room In The House Appliance Repair Assistance For Your Just about every single Appliances

What's a gal to do when she moves to a new town with her 10-year old washing machine, and it conks out on her right as she starts a new job? Learning who is reliable in a new town can be a difficult chore, but here in Abilene, I found a great answer in Don's Appliance Service.

Perhaps banging around in a borrowed farm trailer for six hours on the move from Brenham to Abilene had something to do with it, or perhaps the key factor was reaching its tenth birthday, but, at any rate, my washing machine did not work recently, right after I had filled my black Kenmore Ultra Fabric Care with a load of darks and hit "No" (I have had to hit "No" after "Start" to make the built-in computer bypass the detergent dispenser ever since some type of computer glitch struck six years ago; finding that bypass spared me from having to replace the entire motherboard). The machine filled as usual, but the moment agitation began, Holy Moly! It made a hideous grinding noise, as if it were chewing on rocks. I turned it off pronto.

I decided that a repair service was in order. My husband agreed. Since the machine is a Kenmore, we started with Sears. After waiting about four minutes on hold, I took the pre-recorded voice's suggestion to check out the Sears website. To do this, I had to register with the site. Once in, I learned that there would be a minimum $65 service fee. I worried that they might get here, find the problem, and have to make a second trip with the proper parts. Further, although I could schedule the date online, I had no control over the time of day. This was a serious problem for me, since I had just started a new job and could not take time off. Disenchanted, I decided to do further research.

I first called West Texas Appliance Parts and Service. Their fee for a service call was less ($58.95), and the hourly rate was $60. The person on the phone warned me that if the repairman needed to return with parts, there would be a minimum cost of $30 in labor for the second trip. I decided to check on some others.

The next number I called was for a service no longer in business. I had an informative dialog with the former business owner, Joe, and he referred me to Don's Appliance Service. Don was on another job, but he called me back within ten minutes. His estimate was much less, and he came over immediately. He found that the problem was the drive coupling, as he had suspected from our conversation. He offered me a choice of a $12.95 part or a heavy-duty one costing about twenty-five bucks. Curious, I asked him which was more appropriate. He asked me if I had ever had trouble with the machine before. When I told him no, he explained, "Well, you see, some folks constantly overload their machines with comforters, or too many towels and jeans at once, and after they've broken the coupling several times, I offer them the heavy-duty one. Too heavy a load will still break the coupler, but it takes longer." I was impressed by his honesty with me.

The repair was done in a flash, it was successful, and my total bill for parts, labor, and tax was $78.97. (Joe had predicted $125.) Don charged me $60 for the service call, but he listened to me on the phone first, and made only one trip. I do not know what the other companies would have charged for the part, but I could have started with $90 in labor for two trips due to not having the proper part (though, to be fair, the necessary part was so common that they would most likely have had it with them). What I really liked was that Don was there on the very same day that I called, within an hour. I did not have to make any arrangements with someone else to be there, nor ask for any time off. I was very pleased to make the acquaintance of Mr. Don Warren.

A caveat, though: he doesn't work on the computer parts. Avowing that a washing machine needs no more than three buttons, he prefers old-fashioned models, not the computerized plethora of cycles and controls afforded by computerized models. So if the problem could be with the motherboard, you should call someone else. But when you know you have a purely mechanical problem or a simple electrical one (like replacing the electrical harness or a lid switch), Don's your man. As an added bonus, Don claims to be the only repairman left in Abilene who still rebuilds motors. In some cases, rebuilding a motor might cost a customer far less than buying a new one--and on an older model it might not be worth replacing the motor with a new one, anyway.

Don's Appliance Service is located at 2234 Poplar in Abilene. His number is 325-675-8421. Don also repairs dryers and and other appliances.

PenniZeitler457@gmail.com

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